1.1 Damage due to negligence, gross misconduct or normal wear & tear
1.2 Loss, theft of any nature or misusage
1.3 Cosmetic damages – dents, outer body damage or stripping of colour
1.4 Software issues, malware, damages to the accessories or malfunctions due to manufacturer’s defects
1.5 Loss or damage to the gadget due to mysterious circumstances / mysterious disappearance or unexplained reasons
1.6 Damage arising after 12 months from the date of purchase
1.7 Any type of self-repair or attempted self-repair of the insured gadget by the beneficiary
1.8 Devices that have undergone unauthorised repair and contain non-genuine parts
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